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About Heritage Auto Leasing

Institutional-grade leasing expertise, purpose-built for scale.

Heritage Auto Leasing was founded by practitioners who have underwritten, funded, and managed indirect auto lease portfolios across billions of dollars in originations. We bring that experience to every deal, every residual, and every lessee relationship.

Our mission

Better leasing — for lessees and dealers.

Heritage originates, funds, and services new car leases through franchise dealers — with a disciplined focus on making the experience clear and well-managed for every lessee, and fast and profitable for every dealer partner.

We pair decades of hands-on leasing and residual management experience with purpose-built technology through our proprietary LoanSwift™ platform — delivering a program that is transparent, scalable, and built to perform across market cycles.

Leadership

Decades of leasing discipline, in one team.

Heritage's founders bring a proven track record in indirect auto leasing, residual risk management, and automotive finance technology — built across billions of dollars in originations.

Chuck Meagher

Chuck Meagher

Co-Founder & CEO

As CEO, Chuck focuses on strategic direction, partner relationships, and financial performance across the organization. He works closely with credit union executives and industry partners to shape Heritage’s market strategy, expand funding relationships, and align with each partner’s growth objectives.

Chuck brings nearly two decades of experience spanning automotive finance, enterprise sales, and credit analysis. Prior to founding Heritage, he served as Director of Sales & Marketing at Fusion Auto Finance, leading all sales and marketing for one of the nation's most successful indirect leasing platforms. During his tenure, Fusion's flagship CU Xpress Lease grew to over $7.4 billion in originations and more than 195,000 vehicles funded through dealer partnerships nationwide.

Before automotive finance, Chuck built a foundation in enterprise sales and financial services at companies including Anaplan, Latista (acquired by Oracle), XO Communications (acquired by Verizon), and M&T Bank. He earned his BS in Marketing Management from Virginia Tech.

Danny Meagher

Danny Meagher

Co-Founder & COO

Danny brings over 15 years of experience in engineering, systems development, and risk management to his role as COO. With a career bridging technical and financial disciplines, he has built a reputation for designing innovative systems that enhance efficiency and mitigate risk. At Heritage, he leads the development of the company's technology and operational infrastructure — building scalable platforms that improve the leasing experience for credit unions, dealers, and consumers while keeping disciplined risk management central to the business.

Before founding Heritage, Danny served as Director of Risk Management at Fusion Auto Finance, where he oversaw residual-value risk for a 40,000+ vehicle lease portfolio. Leveraging his engineering background, he created proprietary systems for setting and managing residual values, along with tools that streamlined origination for dealer partners — materially improving operational efficiency and strengthening partner relationships.

Earlier in his career, Danny worked as a process control engineer and then an electrical engineer, designing large-scale electrical distribution systems for commercial and institutional projects and earning his Professional Engineer (PE) license. He holds a BS in Electrical Engineering from Virginia Tech.

Contact Heritage.

Have a question about your lease, our dealer program, or working with Heritage? Reach out and our team will get back to you.

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